BroPay is a robust, offline-first bill management and reminder application that acts as a personal financial assistant. It is defined by its integration of AI-powered scanning and chatbot features to automate bill creation and provide financial insights, combined with comprehensive tracking, analytical dashboards, and a strong emphasis on data security and privacy.

Key Application Features Extracted

Core Bill Management & Tracking

Full CRUD Operations: Comprehensive handling of bill details (name, amount, due date, notes).

Recurring Bills: Automated setup for weekly, monthly, or yearly payments.

Payment Confirmation: Detailed logging of payment history (date, amount, confirmation number).

Categorization & Budgeting: Customizable, color-coded categories with optional monthly budgets for spending control.

Workflow Tools: Pinning (for top-priority bills), Assigning (for shared expenses), and Bulk Actions (for mass updates/deletions).

AI-Powered Assistant 

Automated Bill Scanning: Extracts biller name, amount, and due date from uploaded images, PDFs, or pasted text/emails/SMS.

Financial Chatbot: Answers natural language queries about finances (e.g., “What are my biggest unpaid bills?”).

Smart Suggestions: Proactively suggests common subscriptions/bills that may be missing.

Usage Tracking: AI features are metered with a daily limit.

User Interface (UI) & Dashboards

Landing Page Dashboard: Quick summary of totals due, paid/unpaid counts, payment streak, and “Bro Alerts” for upcoming bills.

Comprehensive Views: Detailed Bill List with powerful sorting/filtering and a visual Calendar View color-coded by bill status.

UX/Aesthetics: Guided Onboarding, Responsive Design, Paid Bills Archive, and multiple light/dark themes.

Analytics & Reporting

Cash Flow Forecast: Estimates end-of-month balance based on current balance and upcoming bills.

Spending Analysis: Dynamic line charts visualizing cumulative spending over custom time ranges.

Budget Tracking: Real-time monitoring of spending against set category budgets.

Data Export: Export bill data to multiple standard formats (JSON, CSV, PDF, and .ics for calendar).

Security & Notifications

Offline First: All data is stored securely on the device; full functionality without an internet connection.

PIN Lock: App-level 4-digit PIN for securing financial data.

Smart Push Notifications: Reliable and customizable reminders for upcoming and overdue bills.